Stop losing credit history to inactivity

Your credit cards stay open.
Your score stays strong.

Banks close credit cards after 12 months of inactivity — damaging your credit score and erasing years of history. CardKeeper automatically charges $1 on a schedule you choose so every card stays alive.

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Secured by Stripe · We never store your card numbers
$1per charge
1 yrinactivity window
~$2per card per year

Why cards get closed

Inactivity closure

Most banks will close a card after 12 months of no transactions. You get little or no warning.

Credit score impact

A closed card reduces your total available credit and can lower your credit utilization ratio — hurting your score.

CardKeeper fixes this

One small scheduled charge keeps each card active. Your credit history stays intact automatically.

Everything you need

Bank-level security

Card details go directly into Stripe's encrypted vault. We only see the last 4 digits.

Your schedule

Choose your own charge interval — monthly, quarterly, semi-annual, or yearly.

Instant manual charge

Need to activate a card right now? Trigger a $1 charge instantly with one click.

Multiple cards

Add as many cards as you need. Each gets its own independent schedule.

Billing history

Every charge is logged with date, status, and card info. Full transparency.

Pause anytime

Going on a spending spree? Pause a card's schedule and resume whenever you like.

Up and running in 60 seconds

01

Create a free account

Sign up with your email or Google.

02

Add a card

Enter your card via our secure Stripe form. Pick your charge interval.

03

Relax

CardKeeper charges $1 on your schedule. You get an email before every charge.

Don't let a closed card hurt your score

For about $2 a year per card, keep your full credit history intact and your accounts open — automatically.

Get started — it's free